Recent Achievements


We Offer More Choices And Best Rates

At Lofboom Insurance Agency, we will ensure that you will have the best products and the best rates protecting you & your family.

Voted “Best Insurance Agent” and “Best Insurance Agency” in Hugo by the readers of the Citizen Newspaper for 2022
Lofboom Insurance Agency has been Inducted into the “Leadership Agent Club” with Smart Choice. Smart Choice Agents Group has over 10,000 agents across the country and the Leadership Agent Club makes up the top 1% of those agents.

Are You In The Trucking Industry ?

If you are new to the trucking industry and find yourself overwhelmed when it comes to the DOT requirements then you’ve come to the right place. Here at Lofboom Insurance, we are considered experts in trucking insurance and will guide you “step-by-step” on what you need to do so you can get on the road quickly.


You can choose from 10, 15, 20, 25 & 30 year term options & between $50K – $1.5M in life insurance coverage.

No Medical Exam – EVER !

Self-Service – From Quote To Finish In 10 Minutes



Minnesota Personal Life Insurance | Lofboom Insurance

Personal Insurance

Our huge network allows us to compare multiple insurance companies and find you the best auto, homeowner’s, life & umbrella insurance.

Minnesota Commercial Property Insurance | Lofboom Insurance Agency

Commercial Insurance

You can trust us to find you the best coverage & rates for Commercial Auto, Liability, Property, Farm Insurance & Worker’s Comp.

Minnesota Recreational Insurance | Lofboom Insurance Agency

Recreational Insurance

We can offer you a wide variety of coverages and options for your Boat/Watercraft, Motorcycle or RV insurance needs at the best rates.


November 2022,

About two years ago, Gallivan started searching for someone to take over his agency. He had five prospects, but Lofboom rose to the top, as the two have a lot in common. They were both raised on farms and worked with a lot of the same insurance carriers. “Overall, Joe hit the key …” Gallivan said. Lofboom grew up in Harris, near North Branch, Minnesota, on a hobby farm. He attended St. John’s University to pursue a degree in business management. “I don’t know if anyone really grows up and says ‘I want to be an insurance agent,’” Lofboom explained. “I knew I wanted to own a business, that was my main thing … I really like helping people, so I wanted to be in an industry that I can help people. That’s kind of our job as agents, to educate people.” Lofboom comes from a family full of teachers, so his calling to educate people may not be far off the mark. Fun Fact— Gallivan actually had Lofboom’s uncle, Dennis Lofboom, as a teacher in eighth grade.

Lofboom Insurance acquires Gallivan Insurance in Hugo, MN



From the day our doors opened on April 1, 2017, Lofboom Insurance Agency has been serving Minnesota communities as the “go-to” place for insurance. Founded on the principle that if it is within our capability, it becomes our responsibility. No BS, no high-pressure sales, just good conversation, great coverage, and the best prices. Join our family today and discover the Lofboom difference.

Minnesota Insurance Agency | Lofboom Insurance - Blaine, MN


Joe Lofboom - Owner of Lofboom Insurance in Blaine, MN

Joe is the Owner of Lofboom Insurance Agency and has been a licensed agent since 2012. With a degree in business management and a passion for helping people, Joe found his way into the insurance industry. Joe founded Lofboom Insurance Agency in 2017 and became a part of the Smart Choice Agency Network with over 8,000 agents nationwide. Today Lofboom Insurance Agency is in the top 1% of all Smart Choice Agencies across the country.  Joe credits his work ethic and values to his small-town upbringing on the family farm in Harris, MN. He brings these values and approach to every interaction and is eager to meet you and your family.

Brittany Best Agent Office Manager - Lofboom Insurance Agency, LLC

Brittany is the Office Manager of Lofboom Insurance Agency. She has been a licensed agent since March of 2012. Brittany worked at captive agencies for 8 years before moving to Lofboom Insurance in November of 2020. She enjoys helping clients and excels at customer service. She has also organized many community events such as blood drives and collecting toys at Christmas for local families in need.

Outside of work Brittany is a wife and mother to 2 boys. She owns and operates a fashion truck that keeps her busiest during the summertime. She also enjoys photography, music, and spending time with friends, family, and her cat.

Lofboom Insurance - Hugo, MN Office Manager

Julie is the office manager at our Hugo, MN office and has worked in the insurance industry since 1989. Julie started her insurance career on the captive agency side with Farmers Insurance and American Family before she decided to take on a new role with Gallivan Insurance Agency. She has been with the Gallivan Insurance Agency for over 30 years and really enjoys working with the people in our area and helping them with all their insurance needs. In June of 2021, Gallivan Insurance Agency became Lofboom Insurance Agency and Julie has been a vital member of our team ever since. Outside of work Julie enjoys spending time with her husband at car shows and her daughter at horse shows. She also enjoys camping with her family and friends.

Lofboom Insurance - Hugo, MN Office Manager

Mike’s bio is coming soon.  Be sure to check back.


At Lofboom Insurance Agency, we work with more than 70 different insurance companies to ensure that you will get the best rates and coverage that you need.


What do our customers say about us?